Privacy Policy

We are serious about protecting your online privacy. This Privacy Statement explains our views and practices concerning privacy, and how they may pertain to you as a user of our website.

"You" or "Your" means you as a participant in or as a user of our program. "We" or "Our" or "Us" means us, providing the program.

All information transmitted, printed or otherwise submitted to us via this website shall be deemed to be the property of us and we shall be free to use such information for any lawful purpose as detailed herein.

This site contains links to other sites and we are not responsible for the privacy practices or the content of such sites.

We reserve the right to release such information to law enforcement or other governmental officials as we, in our sole and absolute discretion, deem necessary to comply with the law.

What Information We Collect

We automatically collect and/or track the following:

  1. Web page http headers (home server domain names, IP address, type of client computer, and type of Web browser).
  2. Information knowingly provided by you through on-line forms, registration forms, surveys, and or other entries, such as email addresses, personal, financial or demographic information.
  3. Information, user specific or aggregate, on what pages our visitors access and the e-mail addresses of visitors that communicate with us via e-mail.

How We Use That Information

We use your personal, demographic and profile data to enhance your experience at our site and to enable us to present content we think you might be interested in. We use your contact information to send you information about our company and promotional material from our partners. We may also use your personal, demographic and profile data to improve our site, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes for our advertisers. Information collected by us may be added to our databases and used for future telemarketing, SMS text-messaging, e-mails or postal mailing regarding site updates, new products and services, upcoming events, and/or status of orders placed online. By using this site, you agree that you may be contacted in any manner contemplated in this section even if your number is found on a do not call registry, in-house list or similar registry. If you choose to provide personal information it will be used for the following purposes:

  1. Considering you for a personal loan or financial products through the financial services provider
  2. Updates, Newsletters and Advertisements from our publishing department which includes the Better Times Newsletter.

Disclosure of Data to Third Parties

When you submit the application form(s) we share your information with one or more participating lenders. By submitting the application form(s), you understand and agree that you are submitting an inquiry about a loan product and each of the participating lenders to whom we transmit your loan request. By submitting the application form(s), you are extending an express invitation to each of the participating lenders with whom your information is shared to contact you by any means (including, without limitation, email, telephone, and direct mail) so that they may assist you with your transaction or provide information to you about additional offers in which you may be interested.

If you checked "Yes" to Credit Offers from third parties it will be used for marketing products and services which we determine, in our sole judgment, that you might find of interest.

Log Files

Like many other Web sites, this website makes use of log files. The information inside the log files includes internet protocol ( IP ) addresses, type of browser, Internet Service Provider ( ISP ), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user's movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

Cookies and Web Beacons

This website does use cookies to store information about visitors preferences, record user-specific information on which pages the user access or visit, customize Web page content based on visitors browser type or other information that the visitor sends via their browser.

DoubleClick DART Cookie

Some of our advertising partners may use cookies and web beacons on our site. Our advertising partners include:

These third-party ad servers or ad networks use technology to the advertisements and links that appear on this website send directly to your browsers. They automatically receive your IP address when this occurs. Other technologies ( such as cookies, JavaScript, or Web Beacons ) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and / or to personalize the advertising content that you see.

This website has no access to or control over these cookies that are used by third-party advertisers.

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. This website's privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites.

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers' respective websites.

Your Opt-Out Rights

You may opt-out of receiving communications from us by not submitting your information. We also allow you to remove your information from our database by unsubscribing from our communications via the unsubscribe link located in the message. If you remove your information from our database it will no longer be used by us to send promotional correspondences to you although you may still receive promotions from our third party partners. We take your privacy seriously and do not tolerate spam.

You may opt out of Google's data collection by downloading and installing the Google Analytics Opt-out Browser Add-on.

Anti Spam Policy. Can-Spam Act Compliance

We are dedicated to ensuring compliance with the 'Can-Spam Act', which took effect January 1, 2004. You may receive mail from us in the following circumstances:

  1. Acknowledging your application has been received and requesting additional action
  2. Requests for additional information to support your current application
  3. Response to your inquiries regarding the status of your loan, payment due dates, extension requests and other transactional requests
  4. Thanking you for your valued business
  5. Advertisements for our products, services, changes in services, new product availability
  6. Advertisements for third party products and services where we have determined that such product or service may be of interest to our customers

We Do Not Intend To Collect Data from Children

The information and services provided us or our affiliates, sponsors, and advertisers are not intended to be viewed by children (under 18 years old). No information collected from children is knowingly used for any marketing or promotional purposes whatsoever, either inside or outside our site.

Our Right to Contact You

We reserve the right to contact you regarding your account status and changes to subscriber agreements, privacy policy, or any other policies or agreements relevant to you.

Notice to California Residents

We have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. Pursuant to state law, our site may not share information it collects about you with its Affiliated Companies or with Non-Affiliated Third Parties, except in the limited circumstances permitted under state law, or if you give us your permission. California Civil Code Section 1798.83, also known as S.B. 27, allows California residents to request certain information regarding our disclosures in the prior calendar year, if any, of personally identifiable information to third parties for their own direct marketing purposes. To make such a request, please write to us at attn: Customer Service, 4521 PGA Blvd #155, PBG, FL 33418.

Notice to New York Residents

This service is not available in New York or to New York borrowers due to interest rate limits under New York law.

Our Right to Change

We reserve the right to change this policy at any time by notifying you of the existence and location of the new or revised privacy policy or by posting the changes online at our site.

Privacy Policy updated on: 03.30.15